Legal Question in Credit and Debt Law in New Jersey

can portfolio recovery garnish my bank account without a warning? my bank account has a balance of $0.00 because portfolio recovery put a hold on my account for 900. that was my rent that was in there and now it will cause me to be late in payment. i never received a letter of any kind telling me this will happen. is this legal?

Asked on 1/04/13, 1:08 pm

1 Answer from Attorneys

Jef Henninger, Esq Law Offices of Jef Henninger, Esq.

What often happens is that they file a law suit against you but don't serve you. Thus, you default and they get a judgment against you and you have no idea. So, if they have a judgment they can start collecting on it. Assuming this is all correct, you have to vacate the default.

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Answered on 1/05/13, 7:51 am

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