Legal Question in Insurance Law in New Jersey

Re: workman compensation

A company could be charged a premium for coverage to employees of uninsured subcontractors. All agreements should require subcontractors to carry insurance and produce evidence of insurance. All contracts should have reps and warranties to ensure the currency of all forms of insurance and reserve rights to audit for compliance. If existing agreements do not have these requirements, the contractor should seek amendments of the agreements with appropriate releases.

This response is not intended to be legal advice applicable to a specific factual situation, but is only informational. There is no attorney-client relationship formed by virtue of this response.