Legal Question in Real Estate Law in New Jersey

Hi- iam curious about my legal rights in this certain situation. I had helped my boyfriend of the time purchase a car from a friend. The title of the car was put in his father's name for insurance purposes but also my name as a secondary. I put the price of the car on my credit card since he had no credit for a loan but also added his name onto the credit card so he would build credit while making the payments. We broke up and he still owes $7000 on the car. He does not want to pay anymore to spite me after the break up but it is his car that he has been driving around and him or his father should pay for the remainder of the car as initially decided. What are my rights so i do not get stuck with this payment?


Asked on 3/28/12, 7:31 am

1 Answer from Attorneys

Miriam Jacobson Retired from practice of law

First, putting your ex bf on your credit card doesn't build his credit, it just could negatively affect your credit, unless you like paying for his debts to protect your creditworthiness.

If there was no kind of written agreement among you, ex bf and his father about who owns the car, who pays for it, and who will pay back the person who paid for it, you'd have a very difficult time collecting.

Consult a lawyer to find out what, if anything, you can do.

THIS RESPONSE IS NOT LEGAL ADVICE, SINCE I DO NOT HAVE ALL OF THE INFORMATION THAT WOULD BE REQUIRED, AND I DO NOT HAVE A REPRESENTATION AGREEMENT WITH YOU.

* If the answers to your question confirm that you have a valid issue or worthwhile claim, your next step should almost always be to establish a dialog with a lawyer who can provide specific advice to you. Contact a lawyer in your county or township.

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Answered on 3/28/12, 10:08 am


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