Legal Question in Bankruptcy in New York

Bankruptcy Damage
I consider myself to have execllent credit but I recently had to file for bankruptcy in order to stop a credit action that was going to be filed against me. The bankruptcy lasted for about 3 months, but then the need to have the bankruptcy active was gone, therefore I submitted a request to the court to withdraw my bankruptcy and the judge dismissed my case with prejudice. What I want to know is will this still have a negative effect on my credit file even though I did not actually go bankrupt?
Can I have it removed from my credit file on the basis that I did not actually go bankrupt? Any assistance you can provide will be greatly appreciated.

Asked on 7/02/04, 2:46 pm

Debra Palazzo Law Offices of Debra Palazzo, LLC

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Re: Bankruptcy Damage

Yes it will have a negative impact as it is a public record that you filed for bankruptcy. You can add your own notation to the credit report.

Answered on 7/03/04, 10:07 am

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