Legal Question in Credit and Debt Law in New York
I have a credit card debt which is 9 years delinquent. They sent were sending me colleciton letters and then stopped. Now I just noticed, nine years later, a new colleciton company entered a new negative trade line regarding the same 9 year old debt and is sending me letters again to collect. Shoudl I answer these letters? Isnt this debt outside the 6 year statute of limmitations to sue? When does the usually SOL start to run? From the time I initially defaulted 9 years ago?
Asked on 3/27/11, 12:25 pm
1 Answer from Attorneys
Kevin Connolly
Kevin J. Connolly
The SOL starts ticking when you made the very last payment, or admitted that you owe them anything of value. It stops when they sue you.
Answered on 3/27/11, 3:03 pm
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