Legal Question in Insurance Law in New York

Not fully conpensated under automobile collision

I owned a vehicle titled in my name and insured by my roomate. I ended up totaling this car. It had all after market parts on it ex. Bodykit, aftermarket fenders, aftermarket suspension, etc. The insurance company stated that they would not cover the costs of those parts, only the blue book value of the car. The car had full coverage on it. Is there a way to recieve full compensation for all the money i put into the car?


Asked on 9/16/03, 11:03 am

1 Answer from Attorneys
Steven Czik CZIK LAW PLLC

Re: Not fully conpensated under automobile collision

It would depend on the type of coverage you had on the car, if you did procure a replacement value or similar type of policy you may very well have a claim against the insurance company for the value of all your additions�..however, we would need some more information before making a complete and proper determination. You are welcome to contact us for a free consultation.

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Answered on 9/16/03, 11:32 am


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