Legal Question in Insurance Law in New York

Can I register and insure a vehicle for a friend (who drives it exclusively) and lives at another address? Please assume the friend has a legal license and is a legal citizen or visa holder.


Asked on 6/01/11, 9:24 pm

2 Answers from Attorneys
Locksley Wade Law Office of Locksley O. Wade

You may be committing insurance fraud.

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Answered on 6/02/11, 3:24 am
SHAHRIAR KASHANIAN LAW OFFICES OF SHAHRIAR KASHANIAN, ESQ.,

You may register the vehicle under your name and name your friend as an additional insured under your vehicle. Protect yourself by naming your friend as an additional insured with all the pertinent information requested of you. Be truthful. You should be aware that if your friend is involved in an accident, his negligence is imputed to you as well as the owner of the vehicle, and you may face unlimited liability.

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Answered on 6/02/11, 7:57 am


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