Legal Question in Credit and Debt Law in North Carolina

Am I responsible for ex husband debt mistakes

My husband and I split-up 2 years ago. His truck was in both of our names at that time. He didn't make the payments and it was repoed from him. I was not notified, by the company that he was late with even 1 payment. I was told they had a policy that they could only bill 1 mailing address. I didn't even receive a phone call. NOTHING until the certified letter came when it had already been taken. He was 3 months behind. Our seperation agreement(which was signed by a judge) stated he had the truck and would take full responsibility for it. But now, I am being "hounded" by a collection company. They say I owe them $9,000. I don't know what to do. I feel so lost and stuck. I can not pay for this. I already am paying off $4,000 credit card debt that (mostly) he ran up. The cards were in my name with him as an athorized buyer. Therfore I got stuck with paying for it all by myself!

Please help me and inform me as to what I need to do. What will happen if I don't pay it. Can they take my home or car??? AM I RESPONSIBLE? even though I had no control over this??

Thanks,


Asked on 4/23/98, 11:14 pm

1 Answer from Attorneys

John Kahler Kahler and Kahler Law Offices

Car Loan Collection

If you signed the loan agreement you can be held responsible to the lender. However, if you husband is in violation of court orders (the divorce decree) for not paying the loan then you can go after him through a motion for contempt of court.

Read more
Answered on 5/20/98, 12:02 am


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in North Carolina