Legal Question in Insurance Law in North Carolina

Insurance Contract Signature For Spouse

My wife and I recently purchased life insurance. The contracts needed to be ''resubmitted'' due to a change in the agent's name. On the resubmitted applications I signed for both my wife and I with her permission, due to her being out of town and for convenience. Was this legal?


Asked on 9/15/03, 6:31 pm

1 Answer from Attorneys
John Kirby Law Offices of John M. Kirby

Re: Insurance Contract Signature For Spouse

I'll offer an educated guess. For a better answer you may want to consult a lawyer. I'd say that, assuming the information in the application is correct, that your signature is sufficient; you probably have apparent and actual authority to act for your spouse in that context, under the circumstances. It is, however, a good question. I do not see, though, that anyone is harmed...

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Answered on 9/16/03, 11:32 pm


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