Legal Question in Bankruptcy in Ohio

If you filed and received a discharge in a prior chapter 7 case, you have to wait 8 years after the prior filing before you can file another chapter 7 case. If you filed and received a discharge from the bankruptcy court in a prior chapter 13 case, then the time limit depends on what percentage of your unsecured debt you repaid in your prior chapter 13. It could be anywhere from 0-6 years.

If you filed and received a discharge in a prior chapter 7 case, you are eligible to file a chapter 13 case at any time. However, if you file a chapter 13 case within 4 years of the date you filed the prior case, you will not receive a discharge. Hope that helps.

For a more detailed explanation, feel free to call me at 216-241-2510.