Legal Question in Credit and Debt Law in Ohio

I was sued back in 2007, for a medical bill that was supposed to be covered by insurance. The insurance company refused to pay, because they thought they were double billed. It went to collections and eventually I was sued over the debt (2800). I defaulted, I had no employment, assets, or property. Now in 2010, the same lawyer is suing me again. This is for the same debt. Can this happen. I have never paid on the previous judgment. What are my options, and what is a good way to handle the situation.


Asked on 6/06/10, 5:49 pm

1 Answer from Attorneys

Neil Rubin Neil S. Rubin, Attorney at Law, LLC

Frankly, I do not know why you are getting sued for the very same debt if there is already a judgment against you. You handle it by hiring an attorney who can perhaps work out a payment plan or even a reduction in the debt. Also, if the insurance company was really supposed to pay, your attorney will investigate and advocate for you with the insurer and perhaps clear everything up.

Be aware that if you ignore this it may follow you for the rest of your life. I have seen where elderly persons can not get the government assistance they need because there is a judgment lien on some real property. If you do not own any real property you will not be able to buy any. AND a very careful landlord may not rent you an apartment because of your non-payment record.

Neil Scott Rubin

Attorney at Law, LLC.

P.O. Box 691

Twinsburg, Ohio 44087

phone: 216-923-0333

fax: 330-405-0907

email: [email protected]

This message is not meant to: 1) contain my signature; 2) contain legal advice; 3) create an attorney/client relationship; or 4) guarantee confidentiality.

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Answered on 6/07/10, 5:52 pm


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