Legal Question in Insurance Law in Ohio

After my mother died we found out that she had a life insurance policy on my daughter we were unaware of. The insurance company says we need to go to probate to get the ownership of the life insurance policy transferred from my mother's name to my daughter's. my mother owned nothing and therefore we did not have any reason to go to probate. the insurance company won't/hasn't explained what it is we need from a probate court - the policy is quite a substantial amount and would not be a good idea to walk away from the policy. Could someone explain what it is that we need to do/get to transfer ownership of the policy. i already have a copy of the death certificate. I thank you for your assistance.


Asked on 10/27/10, 6:43 pm

1 Answer from Attorneys

Michael Brandabur Brandabur Law, LLC

Is the daughter a beneficiary of the policy and if so is she a minor. If yes to both, then the law requires a guardian be appointed. You will need the assitance of an attorney for that. If the deceased simply owned the policy on the life of the daughter, then you can try and work through the proper probate proceedings to have the policy transferred via summary release from administration.

If you'd like assistance or a free consulation, please contact me.

Read more
Answered on 11/01/10, 7:09 pm


Related Questions & Answers

More Insurance Law questions and answers in Ohio