I am an insurance and had a client that passed away. Aflac wrote him a short term disability check and would only write it to his estate. His son advised me that the banks will not cash it. Does he have to set up an estate account and will it have to go through probate?
1 Answer from Attorneys
Unfortunately, Yes. Depending on the value of the "Estate", they will likely be able to do an abbreviated process, such as Relief from Administration, or a Summary Release from Administration.