Legal Question in Personal Injury in Oklahoma

does a disclaimer of coverage by vehicle insurer mean they are refusing coverage by their insured policyholder at the time of a hit and run accident their policyholder was at fault in and refuses to cooperate in


Asked on 12/28/09, 11:50 am

1 Answer from Attorneys
Rob Stratton G. Robinson Stratton, III PLLC

Generally, yes. It is regularly referred to as a, "Declination of Coverage." Declinations of coverage can arise due to any number of reasons. Upon declination, the insurance company takes a position that its insured's policy with the company was either non-existent or not in effect at the time the loss occurred. The insurance company will then, "disclaim coverage" in writing.

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Answered on 1/02/10, 2:16 pm


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