Legal Question in Credit and Debt Law in Pennsylvania

Credit Card Debt

Can a Credit Card/Collection agency attach a Judgment, lien or take money from/to a Checking/Savings account of a Husband and Wife�s Joint Account if the Credit Card is in only in the Husband�s name? If so can they attach to Wife�s account if the Debt is in the Husband�s name?

Also, can they have a sherriff sale on items located inside the house, i.e TV's, stoves, furniture?


Asked on 4/13/09, 8:24 am

2 Answers from Attorneys
John Gibson John W. Gibson, Esquire

Re: Credit Card Debt

The short answer is no. However, they may try if they have a judgment. If they do, the other spouse needs to file a claim with the Sheriff's Office.

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Answered on 4/13/09, 10:45 am
Greg Artim Morrow & Artim, P.C.

Re: Credit Card Debt

The previous response was correct, but I think you need a little more. If the judgment has not been entered yet, you really need to defend the case against the collection agency. They are beaten with great frequency in Allegheny County, where you are located. A good consumer attorney can provide assistance in that regard.

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Answered on 4/13/09, 10:51 am


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