Legal Question in Insurance Law in Pennsylvania

driving w/no insurance

if someone is driving a car that does not belong to them and the driver gets in an accident, who is responsible for any damages, the person driving at the time or the registered owner of the vehicle?


Asked on 12/20/06, 2:53 pm

1 Answer from Attorneys

William Marvin Cohen, Placitella & Roth, P.C.

Re: driving w/no insurance

It's not an either / or. The driver, if negligent, is always going to be responsible. The owner could be liable on a theory of negligent entrustment, i.e., that they shouldn't let someone drive an uninsured car. If the driver has insurance on another vehicle, that insurance should be available for the driver, at least.

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Answered on 12/20/06, 2:56 pm


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