Legal Question in Insurance Law in Pennsylvania

Subrogation Lein

I was involved in a terrible car crash, left disabled, now that it is time to settle the case, my Union has a subrogation lein for $153,000.00 in medical bills. The driver of the truck that hit me has $100,000.00 in insurance, minus my legal fees, leaves me with around $55,000.00. I am ready to claim bankruptcy, I have NO money, there are still a pile of medical bills, there are charge cards that had to be used for food, how can I possibly pay them? Isn't there some type of clause that states I am not responsible for the medical bills, this crash was not my fault, my financial situation is in ruins, I am out of work forever at the age of 45.


Asked on 7/08/04, 7:10 pm

1 Answer from Attorneys
Andrew Solomon Law Office of Andrew A. Solomon

Re: Subrogation Lein

Obviously, you have an attorney, and youo should be asking these questions to him. Nevertheless, most of the time, medical insurance companies are willing to compromise their liens, depending on the amount of the lien and the amount recovered. Also, did you or anyone in your household have a policy of motor vehicle insurance with Underinsured Motorists Coverage? If so, this might be a source of additional funds. If you are unable to work, have you applied for social security disability benefits? Does the owner of the truck have assets? You should ask your attorney all of these questions before signing any papers.

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Answered on 7/08/04, 8:12 pm


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