Legal Question in Bankruptcy in Texas

In 2005, I bought replacement windows for my house, which was financed. In 2009, I was

discharged from bankrupcy, and one of the accounts that was closed and discharged was the finance company that held the window acct. Well now in 2011, I am selling my house, and the company that financed the windows, wants to hold a lien on my house until the balance is paid off, regardless of the bankruptcy. I have not received any communication from them since then. They are listed in my bankruptcy records as a being discharged with a balance of 0. Can they hold this up , and prevent me from selling my house?


Asked on 11/17/11, 6:41 pm

1 Answer from Attorneys
Andrew Nichols Law Office of Andrew B. Nichols

I don't see any reason the finance company could have a lien on your house. If the finance company imposed some kind of mechanics lien prior to the bankruptcy then it might be possible. It sounds like you are talking to some kind of collector who does not know what he is talking about. I believe you have a strong case against the finance company for their improper actions in this regard. Please contact me or visit my website at www.northtexasdebtfreedom.com

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Answered on 11/18/11, 4:59 am


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