Legal Question in Bankruptcy in Texas

Chapter 7

I am the process of filing chapter 7 bankruptcy (doing it myself) I am only in the beginning stages, am I allowed to continue to use my credit cards, such as gas cards, etc. while I am going through the process as long as I dont abuse them? Or will I be penalized by the trustee?


Asked on 2/02/03, 8:20 am

1 Answer from Attorneys
Michael Dover Michael A. Dover, PC

Re: Chapter 7

Once you have decided to file bankruptcy you should not incur any debts unless you intend to pay them fully before you file (such as a charge card for gasoline). Credit card charges for cash advances and luxury items made within 60 days of filing are presumed to be nondischargeable. Finally, I caution you against filing without the assistance of an attorney. There is more involved in the filing of a bankruptcy than filling out paper work. Your interests are best served by having the advise of an experienced bankruptcy attorney.

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Answered on 2/02/03, 8:54 am


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