Legal Question in Business Law in Texas

what does 15 USC 1692g say

what does the lae say in 15 USC 1692g say?


Asked on 12/30/05, 8:17 pm

2 Answers from Attorneys

Peter Bradie Bradie, Bradie & Bradie

Re: what does 15 USC 1692g say

The USC tells you that it is part of the US Code; federal statutes rather than state law. You can get all sorts of information from http://www.law.cornell.edu/uscode/html/ which will give you access to the entire US Code.

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Answered on 12/31/05, 9:42 am
Charles White Charles G. White

Re: what does 15 USC 1692g say

YOUR QUESTION: "what does the lae say in 15 USC 1692g say?"

ANSWER: Below is 15 U.S.C � 1692g. I have been unable to find the term "lae" contained within this statute. Perhaps you had some other statute or term in mind when you posed your question.

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� 1692g. Validation of debts

(a) Notice of debt; contents. Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing--

(1) the amount of the debt;

(2) the name of the creditor to whom the debt is owed;

(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;

(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and

(5) a statement that, upon the consumer's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor.

(b) Disputed debts. If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or a copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.

(c) Admission of liability. The failure of a consumer to dispute the validity of a debt under this section may not be construed by any court as an admission of liability by the consumer.

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Answered on 12/30/05, 9:41 pm


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