Legal Question in Credit and Debt Law in Texas

Can credit card holders put a lien on your home if you cannot pay them or can they flat out take it because of your debt to them? I have some credit card debt and I cannot pay.I was hit by a car and am on disability($679.00 per month).I have no family and I have to live on this money as I'm in no shape to work.I bought the house with a partner and it is almost paid for.I've had a lawyer call me and tell me he was going to take my house if I did not pay up right then.I am so afraid,this is all I have in the world.BTY I've tried to make payments but they were not happy with the amount that I could pay and they still charged late charge and overlimit charges, not to mention the interest.Thank you very much.

Asked on 2/11/11, 3:27 pm

Charles Williamson Charles J. Williamson, Attorney At Law

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If I understand correctly what you wrote - The credit card people cannot touch your house, but the people that hold the mortgage on it can take it.

Answered on 2/11/11, 9:58 pm

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