Legal Question in Credit and Debt Law in Texas

I just received a phone call from a creditor of my husbands today. This was a debt incurred by him before we were married. It is a credit card debt for $11,000 that now with penalties and interest it is $19,000. They said his last payment was June 8, 2005. They also said that they can attach to our bank accounts and any assets I have. Is this true? I have a house that was purchased in my name only before we were married. I am concerned that they will garnish our bank accounts. Also, they sent me a settlement leter for $5,917.32. I do not have this money. What is our best course of action?


Asked on 12/04/12, 11:20 am

1 Answer from Attorneys
Donald McLeaish McLeaish&Associates;, P.C.

Get their names/addresses..etc..it is a violation of fair debt collection laws. AND if last payment was over 4 years ago..they could not win in court...NEVER talk to them again

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Answered on 12/04/12, 12:18 pm


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