What is an excluded driver? An excluded driver hit my daughters car. Sue them? Sue the person who owned the car and allowed the excluded driver to drive? I thought every driver had to carry liability insurance effectively making them responsible
1 Answer from Attorneys
Insurance policies are contracts that provide different types of insurance coverage insuring against various types of loss. Most insurance polices will specify a list of exclusions that will apply for various circumstances. Some policies even list specific drivers who will be excluded. You should request a copy of the policy to verify. I would be most happy to visit with you if you like. Please feel free to call me at (512) 478-0606.
Mark I. Hefter