Legal Question in Credit and Debt Law in Utah

I'm 72 years old. Only source of income is SSI. No assets. No car. Only SSI. I have been sued by

a local Law firm for a Credit Card with a Credit limit of $500.00. I have fought this for 6 months. The

Credit Card Co. is capital one. During the period of a bad Marrigage on this card that was sent in the mail and activated by phone. $500.00. Capital one charged this off years ago, this Law firm got a hold of it and got a judgement for $1,900.00. I have no assets, not even a Car, but I may want to go back to work. It blew me away the Court gave them a Judgement in this amount. They have no hard proof

in the way with my signature requesting this Card nor a charge of any kind with my signature. I'm

almost attachment proof. Nothing except SSI, which they cannot attach. Is there any way I can try to get the Judgement reversed? I hate that this could happen. Any suggestion would be appreciated.

I won't file BK because it would hurt a Credit Union that has been good to me.


Asked on 10/07/10, 2:28 pm

1 Answer from Attorneys
Alvin Lundgren Alvin R. Lundgren, L.C.

You are probably judgment proof. If you get garnished, you will have to respond and get a hearing to get the judge to affirm your exemptions so the garnishment will not be effective.

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Answered on 10/16/10, 9:00 pm


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