Legal Question in Credit and Debt Law in Virginia

Credit Card
My mother received a Branch Banking & Trust credit card and charged up $16,585.17 trying to pay bills. She is 78 years old & lives in a nursing home long term. I believe that a collection agency is trying to collect on this debt. They are trying to get a judgment against her. Is she obligated to pay this back & am I obligated to pay this back since I am her POA? If there is anything that I need to file on her behalf please let me know.

Asked on 4/15/09, 7:28 pm

Michael Hendrickson Law Office Michael E. Hendrickson

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Re: Credit Card

No, as your mother's POA, you are not responsible for her debts. You could send the collection agency

written notice that your mother is in a nursing home

and incapable of repaying this loan and is now in effect "judgment proof".

Answered on 4/15/09, 11:59 pm

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