Legal Question in Insurance Law in Wisconsin

It would be impossible to tell if you could "double dip" on towing insurance without reading over your policies, but I would guess that this might not be typical indemnification insurance. Even if it was, many policies have clauses which prevent double claiming if another carrier has already paid a claim. Given the relatively small amount of reimbursement you would be claiming for a tow, it sounds like a lot of work for a small reward to attempt this.