Legal Question in Personal Injury in Wisconsin
can i sue the other partys insurance company?
i was recently involved in a lawnmower rollover accident at another partys home. i gave the hospital my insurance card initially. i have since contacted the other partys insurance company. they have told me that the claim limit is $1000. i have totalled thus far over $1600 in medical bills, plus lost wages, permanent damages to both hands, and pain and suffering. can i sue their insurance carrier for reimbursement, coverage of medical bills, lost wages, and pain and suffering? the mower was in good working condition, i dont remember much of what happened, except that i was mowing and suddenly the mower overturned. i sustained a partial amputation, plus permanent nerve and tendon damage, and although the drs. say i will be able to return to my occupation, i will be permanently affected. do i have a case against the other persons insurance company?
2 Answers from Attorneys
Re: can i sue the other partys insurance company?
You could have a number of different claims depending
upon the circumstances. Were you working for money at
the time of the accident? Was any investigation
done into the cause? Any witnesses?
Re: can i sue the other partys insurance company?
The $1,000 limit is for the medical payments coverage of the homeowners insurance. It is paid to a person injured on the premises regardless of fault.
If you want to recover compensation for your injuries and wage loss, you will have to prove that your injuries were caused by another's negligence and that the negligence of the other person was greater than your own negligence in causing your injuries. You did not give many facts regarding the possible negligence of other people in causing your injuries, but that would be the issue that would determine whether or not you could recover fair compensation for what happened to you.
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