are both sides of the accident needed on the state troopers report? my side was never inquired about because i was knocked out. also, is there a statute of limitations on how long a victims insurance company can get money out of the other party?the company is trying to get reimbursement from me for the claim they've already paid. is there a time limit? whose fault is it if it happens on a wet road? how does an officer determine that? are wet roads anyone's fault?