Legal Question in Banking Law in Arizona
car repo
car was repo by financial institution was only 2 months behind. we have tried several times to speak with them. chapter13 help? should we just make the back payments? I want the car return I can make the back payments. They did not tell me where my car is for auction I have no written notice where the car is. I have tried refin with someone else. Referrals for attorney won't hurt at this point. Need help asap!
1 Answer from Attorneys
Re: car repo
Depending on the facts you might have a right to reinstate the contract. If you have a right to reinstate, the proper notices must be sent out under the Civil Code. Failure to properly advise you of your rights could be a cause for conversion and/or bar the collection of any deficiency which occurs after auction. If you need assistance my office is available to provide you an analysis.
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