Sued for non-payment and fraud
May,2007, borrowed $150K from private party, 120K to go into an informal R/E partnership to improve and resell. Venture stalled, I lost all other assets (other reasons) and presently have only SS income. Served complaint which cites unpaid note and alleges fraud. Is it appropriate to answer (pro se) with my denial of fraud including sworn affidavit as to what happened?