Legal Question in Civil Litigation in Arkansas
civil judgements
there is a civil judgement on my credit report that I wasn't aware of until we began the process to purchase a new home. It was filed in Texas 5 years ago. I now live in Ark can this judgement be used in Ark and if so how? What are the limits time wise can it be removed?
1 Answer from Attorneys
Re: civil judgements
It depends on why you weren't aware. It definitely depends
on state law, but there's a very general rule that if you
never received notice, you can ask a judge to vacate the default
judgment, and you should win that almost as a matter of right.
However, the plaintiff can then make his case (e.g., at a trial)
and win the judgment again if it was indeed money you owed.
How much is it for? Unless it's a lot of money, the bank
probably won't care, and even if it IS a lot, they might still
not care about the debt very much, especially if you have a
healthy down payment. However, they might care a bit that you
look like someone who tries to run away from his debts.
Why did you owe the money in the first place?
Stuart Williams
Law Offices of Stuart J. Williams
21 Walter St.
Newton, MA
02459-2509
Stuart Williams
Law Offices of Stuart J. Williams
21 Walter St.
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