Legal Question in Bankruptcy in California

Bankruptcy question

Can I file Bankruptcy on a card that I am authorized user? All the debt is mine but the card is in my dad's name. It is about 29,000. I just can't pay it off due to personal circumstances.

thanks!


Asked on 10/18/07, 4:34 pm

2 Answers from Attorneys
Brian Whitaker Lifeline Legal, LLP

Re: Bankruptcy question

The answer is 'yes' but that's not really what you want to hear. When you file bankruptcy, you are not eliminating debts ... you are simply discharging your personal responsibility to pay them. If someone else is also responsible, they will still be responsible after you have been discharged.

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Answered on 10/18/07, 5:04 pm
Robert F. Cohen Law Office of Robert F. Cohen

Re: Bankruptcy question

With a bankruptcy, you should be able to discharge your debt -- to your father, but not to the credit card company. Your father will remain on the hook.

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Answered on 10/18/07, 6:56 pm


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