7/18/10, 1:02 pm

Legal Question

I am in the process of starting the chapter 7 bankruptcy process on my own and keep getting letters from lawyers trying to collect for the credit card companies stating I have 30 days to contact them or they will initiate legal proceedings. Should I inform them that I am claiming bankruptcy and that debt will be discharged or not respond?

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You can inform them that you are planning to file for bankruptcy. Once you file your bankruptcy case the court will also...

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Norma Duenas

There's no need to notify the creditors. Besides, they've heard people threaten BK and not follow through. Why waste y...

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Robert F. Cohen

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