how do I prove fraud on a friend that I loaned money to? she paid me back once and that's it. she is now filing chapter 7 - can I sue her for fraud and how? What would be my basis? I have a note when I gave her the loan that she signed. Is is fraud that she said she would pay me back when she got a bonus? or when she sold her house? that is not in writing though. What would I need to accuse her of fraud? This loan was in 2004.