Legal Question in Credit and Debt Law in California

In California, if a HOA records a lein on a property for unpaid assesements and that property subsequently forecloses, what are the former owners liable for and what are the ramifications that may result to the former owners?


Asked on 9/21/09, 7:52 pm

1 Answer from Attorneys
Carl Starrett Law Offices of Carl H. Starrett II

Unpaid assessments are a personal obligations of the owner that survive a foreclosure. Let's say that you owed $3000 at the time you lost a condominium to foreclosure and there was a lien by the first mortgage holder. The foreclosure wipes out the assessment lien and the new owners pays from the date of the foreclosure.

You would still owe the HOA the $3000 that was due at the time of the foreclosure sale. They can sue you and try to collect just like if you weren't paying your credit card bills.

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Answered on 9/28/09, 12:48 pm


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