California | Credit and Debt Law
Legal Question
I have fallen behind with my credit cards because of my job and the economy. I own my own business and all I am able to bring in these days is enough to cover the basics and I have not been able to take care of the credit card debt.
I was just served with a Form ADR-106 Petition to Confirm, Correct or Vacate Contractual Arbitration Award from one of the credit card companies.
I'm not sure what to do. I cannot afford a lawyer or I cannot afford to make payments to the credit card right now.


