Re: who is responsible and why?

Does your sister have insurance on her vehicles?

Yes, your auto insurer MIGHT defend you (you are required to put new autos on your policy so there may be a dispute on this).

JOEL SELIK

Attorney at Law

800-894-2889

760-479-1515

702-243-1930

Licensed to Practice Law in California and Nevada Only

CONCENTRATING IN ELDER ABUSE, LITIGATION AND COLLECTIONS

Personal Injury, Contracts, Tax Matters, Business,

Malpractice, Appeals, Elder Neglect/Abuse/Nursing Home Malpractice

Real Estate, and Other Legal Matters

This is just general information. No representations are made and no attorney client relationship is established by this communication. In most matters there are strict time limitations within which actions may be taken or your rights will be compromised. We are not taking any action on your matter and will not be considered your attorney or tax representative until both you and we have signed a fee agreement.

We, therefore will take no action on your behalf unless a written retainer agreement is signed. There are strict deadlines, called statutes of limitation, within which claims or lawsuits must be filed. Therefore, if you do not retain SELIKLAW, you should immediately seek the services of another attorney or other advisor.

Re: who is responsible and why?

State Farm might defend you but you need to take all information to your insurance agent for State Farm and have them submit it to the company. Your maximum liability, as an owner of a vehicle, is $15,000.

Re: who is responsible and why?

You need to make appointment with attorney and run over all facts and information. You need to tender this claim to your insurance carrier, however, you might want to wait until you see an attorney. Do not wait.