California  |  Health Care Law

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12/28/09, 5:19 am

Legal Question


I work for a company which operates four hospitals.

Last week, we were informed that our medical insurance is changing (for the worse). Not only has our lifetime benefit been reduced from $500K to $300K, (which in itself is a joke), but our doctor co-pay is going up as is my deductions for dependent coverage.

This plan also carries a disclaimer which says that if we have services rendered at a non-network hospital (not one of our four), that we will be responsible for 60% of the charges. And this includes whether we're in a life-threatening condition or are unconscious at the time.

Is this last part legal?


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