Legal Question in Insurance Law in California

Auto insurance

I purchased a car a little over a 1 1/2 ago, 3 mths after i purchased the car i was billed for car insurance on a seperate loan, but included in my car loan. Because i didn't show the finance company proof of ins . How ever i wanted to know is there a law that protects me from the loans being seperate and not together. So that even though i missed insurance payments and continue to make my auto loan payments my credit history would not effect my car loan payments. In other words i need to seperate the 2 loans. And can please know where could i find documents on such things? Please help me because i am in the military

and having to explain my actions and the sudden bad credit payments that had nothing to do with the car.


Asked on 5/11/07, 5:09 pm

1 Answer from Attorneys
Jonathan Stein Law Offices of Jonathan G. Stein

Re: Auto insurance

When you bought the car, the finance agreement required you to purchase insurance. If you did not, they could "force place" coverage for you. It sounds like they did that and they are financing the insurance. That is perfectly legal.

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Answered on 5/18/07, 7:32 pm


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