Legal Question in Landlord & Tenant Law in California

I am renting a large home and from the beginning on the plan was always to have a housemate. I informed the agent of that when renting. But the house is rented in my name only. Now the property is in foreclosure and my housemate moved out. There's no ethical way for me to find another housemate now, since the future of the house is in limbo. The owner claimed, when presented with the fact that I know, that she's just refinancing. But there's no mortgage company in the present climate that would refi a house with a $ 980,000 mortgage, which would now sell for 500K and that's not owner-occupied. Is there any way for me to get out of this lease legally. I assume 'no', but I'm hoping that maybe someone here has another answer.


Asked on 4/27/10, 9:22 am

1 Answer from Attorneys

David Gibbs The Gibbs Law Firm, APC

How do you know it's in foreclosure? Even if the home is in foreclosure, there is a new law - the "Protecting Tenants at Foreclosure Act" which provides that any remaining term lease you have when the home is foreclosed by the bank must be honored by the bank, so really, the foreclosure does not affect your right to remain in the home. As such, you probably cannot now claim that the landlord has defaulted under her obligations under the lease sufficiently to allow you to terminate the lease. I would, however, suggest that you have someone review the lease to ensure that the foreclosure itself is not sufficient to declare a breach by the landlord, and terminate the lease. It is very dependent upon the actual language in the lease agreement. Absent the lease agreement language, the landlord has probably not breached your right to quiet enjoyment of the property, nor even disturbed your right to remain in the property through the end of the lease because of this new law. Good luck.

*Due to the limitations of the LawGuru Forums, The Gibbs Law Firm, APC's (the "Firm") participation in responding to questions posted herein does not constitute legal advice, nor legal representation of the person or entity posting a question. No Attorney/Client relationship is or shall be construed to be created hereby. The information provided is general and requires that the poster obtain specific legal advice from an attorney. The poster shall not rely upon the information provided herein as legal advice nor as the basis for making any decisions of legal consequence. As required by 11 U.S.C. �528, we must now disclose that, "We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Assistance we provide with respect to Debt Relief may involve bankruptcy relief under the Bankruptcy Code."

Read more
Answered on 5/03/10, 11:53 am


Related Questions & Answers

More Landlord & Tenants questions and answers in California