Connecticut  |  Credit and Debt Law

Legal Question

Asked on: 6/01/04, 7:14 pm

Denial of Credit

Last month I applied for a new account at a Gap store in CT. I had my driver license and VISA card as ID. The store manager approved my app; the credit manager denied it.

Because my social security number was in a file on a computer which was stolen last year from a business office, there is a watch on my account with the credit agencies. (Equifax is the one used by Gap.)

I have excellent credit; I have never failed to pay my bills on time. I showed proper ID with my application. I believe that the credit manager was unjustified in denying me an account. The notice I received in the mail says ''Unable to verify identity of applicant''

What recourse do I have?

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