Help! I was in an auto accident where I was driving and struck a drunk pedestrian after stepping off crosswalk into the from left corner of my car, he was then run over by another driver. My homicide detective and investigator told me I was completely in the clear and not at fault at all! I went to make a clai with my ins company the next day and the told me they dropped me 10 days prior to the accident for non payment then mailed me a check for overpaid premiums. (Rediculous if you ask me) Anyways the family of the man who died is coming after me sine the insurance was not valid, I have nothing to take and was already told Im not at fault, Should I worry and seek an attorney?