Legal Question in Consumer Law in Florida
credit card debt
if last date of activity on a target credit card account is 09/03. can a collection agency collect balance. they claimed this is covered under written contract instead of open-ended account4 years
Asked on 11/20/07, 12:58 pm
2 Answers from Attorneys
Alan Wagner
Wagner, McLaughlin & Whittemore P.A.
Re: credit card debt
The statute of limitations for the breach of a written agreement (your failure to pay) is 5 years.
Answered on 11/21/07, 7:03 am
Stuart M. Address
Law Offices of Stuart M. Address, P.A.
Re: credit card debt
if it is a contract debt they have 6 years to collect on a written contract in Florida. You should review the terms of the agreement which is part of your accepting the credit card.
Answered on 11/20/07, 3:58 pm
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