Legal Question in Credit and Debt Law in Florida

Re: car loans

No. The amount of the monthly payment is owed by each person who signed the loan - in other words, suppose the car payment is $300 a month, and there are two people who signed the loan papers. The finance company expects to see at least one payment for $300 each month - they couldn't care which of the 2 people signs the check. Any agreement between the signer and the co-signer as to who is going to make payment, etc., is meaningless to the lender. If the payments aren't made on time, the car gets repo'd. End of story.