Florida  |  Credit and Debt Law

Legal Question

Asked on: 2/20/09, 1:49 pm

Debt from over 10 yrs ago

I purchased a cell phone over 10 yrs ago when I was still in high school and I didn't pay the last 2 bills before they disconnected my service. I received a letter a few months later stating that they had turned me into a collectons agency. At the time, my debt was $800 and now it is $1300. I have received multiple letters from the collectors to settle and pay the $800, but I thought that after 7 yrs. those types of things were taken off of your credit. I read online that some companies will update your account making it seem like you have been in collections for less than 7 yrs, and that it is illegal! What should I do?

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