Legal Question in Credit and Debt Law in Florida

When my deceased father was alive ,I added my name to his property . I later used that property to apply for credit from a bank, now it has been several years and they put a lien on the property in 2001

I had to have the house torn done sue to hurricane damage. its vacant property but i believe the lien is still listed. This is in florida, what can I do to get rid of the lien? Would it be a good idea to offer them the property(approx 3000 value). my original loan was 10,000, but with filling fees, etc the total is 13,000 plus dollars. thanks . ps we have also filed bankruptcy twice since that time,I dont know if that has any affect.


Asked on 10/23/11, 12:05 pm

1 Answer from Attorneys
William Gwaltney William W. Gwaltney, Attorneys at Law

If the debt that you are talking about was listed in your bankruptcy AND your bankruptcy was discharged then the debt should have been extinguished. You may have to file a copy of the bankruptcy discharge with the clerk of court in the county where the property is in order to remove the lien.

There are a lot of factors that are not addressed in your question, you should consult with your bankruptcy attorney and make sure the creditor was included in your bankruptcy.

Read more
Answered on 11/04/11, 6:19 am


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Florida