Legal Question in Credit and Debt Law in Florida
I have received several calls from a credit card collection company at my work place telling me that if I don't pay the credit card balance they would come to my work place and make my employers garnish my salary. Is this legal? Can they do that?
4 Answers from Attorneys
With a court order based on a judgment against you, after service of a summons
and complaint, and opportunity for you to respond to the claim. Appears to be
typical collection agency tactics without explanation of the legal requirements.
See Florida Statute 559.72 to try to get them into one of these catagories, make sure you write down who you spoke, the company, and the time and phone #. See www.ConsumerLawyerHelp.com for assistance on law and what to do. If they violate the law, contact me.
The Federal Fair Debt Collection Practices Act and Florida consumer laws provide protection from this harassment. As Attorney Marino has instructed, get the appropriate information next time they call and inform them they are in violation of fair collection practices. Should you have additional questions or require assistance, please feel free to contact me.
Don't let these people intimidate you. Do as Mr. Marino instructed.
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