Legal Question in Credit and Debt Law in Florida
I signed a quit claim deed for some land that my ex husband and I owned on 02/2005. He purchased a mobile home that same month. Now his mortage company is calling me telling me I am liable for that mortage since my name is listed on the deed. What can I do. That mortage has nothing to do with me and I am not listed on the mortage with the company.
2 Answers from Attorneys
Based on the facts in your inquiry, you are not liable for the mortgage debt
merely because you signed a quit claim deed. If you transferred any interest in
the property through the quit claim deed and did not sign the mortgage, note, or
other document to assume the liability, you are not responsible. Debt collectors
will often use such tactics to pressure any person to pay the debt. Inform them
you are not liable and will not pay it. Also check your credit report to assure that
the mortgage company is not making false reports about your liability.
Mr. Martin is absolutely correct. Those debt collectors are good at their job but be weary of them. Never pay a penny because if you do, then you are on the hook.
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