Legal Question in Real Estate Law in Florida

Re: Never signed the loan application

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

I have no idea why a lender would ask you to sign a loan application after it has been paid. I also have no idea what you might expect from them to "use this to my advantage in any way that is legal, regardless of morality or civility". That makes no sense to me.

Mistakes happen in loan closing regularly and documents have to be resigned. I am sure that when you got the loan you signed an errors and ommissions agreement of some sort wherein you agreed to resign whatever instrument might be necessary or any new documents providing they do not change the terms of the loan as this is standard procedure.

I would suggest you spend your time doing something more productive.

Scott R. Jay, Esq.

Scott R. Jay, Esq.

Re: Never signed the loan application

Wait until tomorrow when you are happy, sign the contract, send it to them, and move on with your life and your fully-owned timeshare. And we'll all forget about the momentary failing in your moral character.