Legal Question in Wills and Trusts in Florida

Credit Card Advise

If I am an authorized signer on a credit card, not a joint user, am I obligated to pay the debt?


Asked on 12/21/07, 2:39 pm

2 Answers from Attorneys

Scott R. Jay Law Offices of Scott R. Jay

Re: Credit Card Advise

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

If you did not sign the application, then you can probably only be held responsible for what you charged. You cannot expect to use a charge card and not be responsible for the charges. If you signed the application or signed a guarantee, then you can be held responsible for the entire debt.

Scott R. Jay, Esq.

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Answered on 12/22/07, 12:29 am
Stanley Miller Stanley M. Miller, P.A.

Re: Credit Card Advise

If you signed the credit card application, you are responsible for all charges. If you got a card but did not sign the application, you are responsible for what you charged.

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Answered on 12/21/07, 3:12 pm


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